Insurance

In an era of escalating natural disasters—wildfires scorching California, hurricanes battering the Gulf Coast, floods overwhelming communities from Vermont to Pakistan—the old ways of handling insurance claims are straining under pressure. Traditional insurance, with its lengthy adjuster visits, paperwork, and weeks-long wait times, simply isn’t built for the speed and scale of today’s climate emergencies. … Read more

For decades, homeowners in the United States—and increasingly around the world—have treated property insurance as a reliable safety net. A fire, a burst pipe, or a fallen tree: file a claim, and your insurer covers most of the damage. But today, that safety net is fraying, especially in regions hit hardest by climate change. Coastal … Read more

Water damage is one of the most common—and costly—home insurance claims filed each year. According to the Insurance Information Institute, water damage and freezing account for nearly 25% of all homeowners’ insurance claims, with an average payout exceeding $11,000 per incident. Even more alarming: the frequency of these claims has risen steadily over the past … Read more

Published: December 23, 2025 Artificial intelligence is transforming the insurance industry—especially in how premiums are calculated. From auto policies priced using telematics data to life insurance underwritten in minutes via digital health questionnaires, AI promises faster, more personalized, and potentially fairer pricing. Yet, despite its benefits, many consumers remain skeptical. Why? Because AI models often … Read more

Published: December 23, 2025 In the past decade, artificial intelligence has moved far beyond chatbots and recommendation engines. Today’s most transformative AI systems operate not just as tools—but as agents: autonomous, goal-directed entities capable of reasoning, planning, adapting, and executing complex workflows with minimal human oversight. Nowhere is this shift more evident—and more impactful—than in … Read more